Structured Products

We offer structured products with profitable investment plan that suit our clients’ lifestyle. We also provide investors with the opportunity to invest in diversified, high yield, carefully selected corporate and government issued asset classes designed to facilitate highly customized risk-return objectives.

Our structured products are managed by our team of experienced risk and investment management professionals.


Easy exit option
Tenor Variations
Investment Flexibility
Diversified pool and bucket of investments, ensuring reduction of issuer and concentration risks
Investment in Foreign Currency

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Jean-Bernard EPONOU is an excellent and clever investment banker with more than fifteen years of experience. He is specialized in strategy and business development with a deep knowledge of the banking industry and financial services in african markets.

Personal development addict, he uses his team spirit, his taste for excellence and his results-oriented mindset to meet the needs of our clients and increase the success of our group.

He is the CEO of CITITRUST ASSET MANAGEMENT S.A. our subsidiary based in Cote d’Ivoire in charge of asset management business in the WAEMU zone (West African Economic and Monetary Union which gather Benin, Burkina Faso, Cote d’Ivoire, Guinee-Bissau, Mali, Niger, Senegal, and Togo).

Prior to join our Group, Jean-Bernard worked for Societe Generale group (a leading financial services company in Europe and around the world) as Senior Vice-President in charge of capital markets for WAEMU.

During his career, Jean-Bernard got several leadership positions where he led strategic projects and important fund-raising transactions for governments, large corporates and institutions. He has also advised high level investors in the management of their local assets.

Initially Jean-Bernard started his professional career in Cote d’Ivoire as a junior internal auditor in SIFCA group, a panafrican commodities company. With “the Kerviel affair”, which rock Société Générale in 2008, he is recruited as regional Internal auditor to participate to the task force in charge to transform audit and control division in Africa.

In his academic background M. EPONOU Master of Science (Msc) in Corporate Finance and Organization delivered by KEDGE Business School (Marseille, France).  He was graduated from Bank High School / ITB (Paris, France) after his master’s degree in financial management from Mouloud Mammeri University in Tizi Ouzou in Algeria. He has also a Certification in Management and Strategy from IFG Executive Education (Paris, France).